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<div style=""><b style="font-weight: 700">About Bright</b></div><div style=""><a href="https://www.brightmoney.co/" target="_blank"><br>Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.<br>Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.<br>Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.<br>Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.<br>Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.<br>Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.<br>We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/" target="_blank">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/" target="_blank">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/" target="_blank">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/" target="_blank">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/" target="_blank"> Jayashree Merwade</a>)</div><div style=""><br></div><div style="">We are looking for an outstanding Digital Storyteller who can expertly leverage knowledge and skills in motion design to tell compelling visual stories — coming to life through video and animation. Supporting the priorities of</div><div style="">Bright, the storyteller plays a critical role in telling our story and deepening engagement with our mission, vision and values through compelling content in marketing.</div><div style=""><br></div><div style=""><b style="font-weight: 700">Responsibilities</b></div><div style=""><br></div><div style="">● Create a wide variety of motion graphics-based videos to effectively and creatively communicate new product features, product tutorials, and brand promotional content for Marketing</div><div style="">● Work as an integral part of the growth &amp; brand team and actively contribute to designing key assets (Brand videos, website assets, advertisement videos) which would be a part of customer acquisition.</div><div style="">● Understand the brief from the stakeholders and transform them into tangible designs.</div><div style="">● Create your own storyboards and work with storyboards from a design team to bring ideas to life and iterate efficiently</div><div style="">● Evolve brand identity and communicate product, marketing assets, and business benefits/features leveraging the power of animated storytelling.</div><div style=""><br></div><div style=""><b style="font-weight: 700">What will you bring?</b></div><div style=""><br></div><div style="">● Only 2-3.5 years of demonstrated design skills with a strong portfolio.</div><div style="">● Highly proficient in After Effects and Premiere Pro</div><div style="">● Familiarity with design software and technologies (such as Adobe Creative Suite - XD, InDesign, Illustrator, Dreamweaver, and Photoshop)</div><div style="">● Experience in Animation software - Flash/After Effects is preferred</div><div style="">● A keen eye for aesthetics and details.</div><div style="">● Research on best practices, inspiration, or other items</div><div style="">● Excellent communication skills.</div><div style="">● Ability to work methodically and meet deadlines.</div><div style="">● A degree in Design, Fine Arts, or a related field is a plus.</div><div style=""><br></div><div style=""><b style="font-weight: 700">What will you get?</b></div><div style=""><br></div><div style="">● You will build the cross-functional skills to one day become a Start-up Founder, building your own company.</div><div style="">● You will build advanced skills in AI and Finance – trained by Tech founders who have this expertise.</div><div style="">● You will build a deep end-to-end understanding of building a</div><div style="">● customer-focused financial product from scratch.</div><div style="">● Complete ownership of the motion/video design and a chance to conceptualize and implement your solutions</div>

Bright Money India

Motion Graphic Designer

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright</a> is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style=""><br></div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.</div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and<a href="https://www.linkedin.com/in/avi-patchava-b49a012/"> Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava,<a href="https://www.linkedin.com/in/varun-modi-33800652/"> Varun Modi</a>,<a href="https://www.linkedin.com/in/savinashr/"> Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><b style="font-weight: 700">What You'll Do?</b></div><div style=""><br></div><div style="">● Managing daily operations of the payment systems, such as checking figures in the reconciliation process for the flow of funds between Bright and users</div><div style="">● Managing E2E Fraud operations process</div><div style="">● To investigate fraud related accounts and identify multiple types of fraud, research credit bureaus to verify personal information and identity and restriction of suspicious accounts.</div><div style="">● Preparing reports to expedite tracking and reporting of investigations.</div><div style="">● Evaluates and addresses issues stemming from or affecting operations that cross other lines of business.</div><div style="">● Develops relationships with management of internal and external functions departments to enhance productivity.</div><div style="">● Seeks to influence others as needed to gain support for departmental initiatives.</div><div style="">● Promotes innovation in identifying problematic areas in the process and addressing recurring issues.</div><div style="">● Participates in the development of strategic operational plans and leads the implementation of plans.</div><div style="">● Modifies and creates new processes/procedures wherever necessary within the scope of Operations.</div><div style=""><br></div><div style=""><b style="font-weight: 700">What You'll Bring?</b></div><div style=""><br></div><div style="">● Expertise of minimum 0 - 2.8 years in the banking and financial services</div><div style="">● Experience in payment processing, reconciliation, payment technology systems, fraud operations.</div><div style="">● Other core competencies like Compliance and Risk Management</div><div style="">● Experince in Advances Excel.</div><div style="">● Detail oriented and highly organised</div><div style="">● Proficient in analytical and problem-solving skills.</div><div style="">● Strong verbal, listening and written communication skills.</div><div style="">● Ability to work in a fast paced, deadline driven production environment.</div><div style="">● Ability to solve payment issues efficiently that improve customer satisfaction and drive scalability</div>

Associate Finance Operations

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Do?</b></div><div style=""><br></div><ul>  <li style="">Analyze data and extract key insights to influence Product Strategy, Roadmap and Business Decisions</li>  <li style="">Dive deep into both qualitative and quantitative data to generate insights to support new product initiatives</li>  <li style="">Recommending product improvements, new features on the basis of analytics findings to improve business metrics</li>  <li style="">Defining and setting up metrics for tracking and measuring performance for new and existing features, experiments, etc. Standardizing the metrics tracking setup across products</li>  <li style="">Work closely with the Product Team to build new features and experiments to improve business metrics</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Bring?</b></div><div style=""><br></div><ul>  <li style="">Proficiency in Python and SQL for data analysis (in a Jupyter Notebook). Python is preferred over SQL.</li>  <li style="">Strong foundations in statistics</li>  <li style="">Data driven analytical thinking and problem solving skills</li>  <li style="">Internet research on U.S. Financial serviceAbility to do research on the internet and capture relevant information, for example:<br>Building Credit Card Database on key parameters for 400 major Credit Cards in the U.S. credit market<br>Building database on key services offered by FinTech competitors</li>  <li style="">Excel based analysis<br>Ability to do Excel-based analysis for:Consumer financial analysis - trends and patterns<br>Marketing campaign analysis<br>Excel tools used: Graphs/Charts, Pivot Tables, Excel functions for summary stats</li>  <li style="">Report writingAbility to write clear emails and summary of learnings from analysis and research<br>Microsoft word and Microsoft Powerpoint skills to make reports</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Get?</b></div><div style=""><br></div><ul>  <li style=""><b style="font-weight: 700">A journey to create an AI-powered bank</b></li>  <li style="">An opportunity to work with A+ team in a fast-growing global startup</li>  <li style="">As a founding member of this team, you take pride in helping shape the future of the company and the compliance team</li>  <li style="">Building new processes and structures from the ground up</li></ul>

 Analyst

<div style=""><b style="font-weight: 700">About Bright Money</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/" rel="noopener noreferrer" target="_blank">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.<br>Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.<br>Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.<br>Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.<br>Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.<br>Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.<br>We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br>Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/" rel="noopener noreferrer" target="_blank">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/" rel="noopener noreferrer" target="_blank">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/" rel="noopener noreferrer" target="_blank">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/" rel="noopener noreferrer" target="_blank">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/" rel="noopener noreferrer" target="_blank"> Jayashree Merwade</a>)</div><div style=""><br></div><div style=""><b style="font-weight: 700">Key Responsibilities:</b></div><ul>  <li style="">Design, Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python</li>  <li style="">Develop Smart Algorithms and Sub Systems for Lending and Financial Communications to the User</li>  <li style="">Come up with quick and simple design solutions to complex engineering problems</li>  <li style="">Data Driven Decisions</li>  <li style="">Analytical Skills</li>  <li style="">E2e ownership of tech systems and microservices.</li></ul><div style=""><b style="font-weight: 700">Required Skills:</b></div><ul>  <li style="">Strong First Principles Problem Solver (https://jamesclear.com/first-principles)</li>  <li style="">Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)</li>  <li style="">Strong Algorithm and Data Structures skillset</li>  <li style="">Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, teaching classes, or as a consultant on projects</li>  <li style="">Experience in HLD, LLD design and developing scalable software systems</li>  <li style="">Some previous experience in Python based frameworks</li>  <li style="">3-5 years of demonstrated software development experience</li>  <li style="">Experience with developing upon Relational or NoSQL Databases at scale.</li></ul><div style=""><b style="font-weight: 700">Preferred Skill Sets:</b></div><ul>  <li style="">Bachelor's degree in Computer Science, or related technical field, or equivalent work experience</li>  <li style="">1+ years of Django development experience</li>  <li style="">Experience with CI/CD frameworks</li>  <li style="">Deployment experience with AWS, GCP or Azure</li>  <li style="">Demonstrated Competitive Programming excellence</li></ul><div style=""><b style="font-weight: 700">What is in it for you?</b></div><ul>  <li style="">You will build the cross-functional skills to one day become a Start-up Founder, building your own company</li>  <li style="">You will build advanced skills in A.I. and Finance – trained by Tech founders who have this expertise</li>  <li style="">You will build a deep end to end understanding of building a customer focused financial product from scratch.</li></ul><div style=""><br></div><div style=""><br></div>

Software Development Engineer - II

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Do?</b></div><div style=""><br></div><div style="">* Good understanding of how React and React-native work internally</div><div style="">* Need to know state management libraries like Redux, Redux-Saga, and any other</div><div style="">* Have the ability to write efficient code that can be reusable</div><div style="">* Good in algorithm and problem-solving</div><div style="">* Good at creating the best user interface and user experience</div><div style="">* Well-versed in the latest updates in the React and React native tech</div><div style=""><br></div><div style=""><b style="font-weight: 700">What you should bring with ?</b></div><div style=""><br></div><div style="">* Bachelor’s degree in Computer Science or a related discipline preferred.</div><div style="">* 1+ years of experience in React and React-Native tech</div><div style="">* Good knowledge of HTML, CSS, and Javascript and Object-oriented Javascript<br>* Experience in at least one native language Android or IOS(Swift/Objective C)<br>* Have knowledge of TypeScript<br>* Building and releasing the app in Play store and App Store<br>* Good knowledge of monitoring and tracking down app crashes and bugs using advanced tools</div><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Get?</b></div><div style=""><br></div><div style="">* A journey to create an AI-powered bank</div><div style="">* An opportunity to work with A+ team in a fast-growing global startup</div><div style="">* As a founding member of this team, you take pride in helping shape the future of the company and the <br> &nbsp;&nbsp;compliance team</div><div style="">* Building new processes and structures from the ground up</div>

Frontend Developer

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.</div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><b style="font-weight: 700">Associate Designer</b></div><div style=""><br></div><div style=""><b style="font-weight: 700">1-2.8 Years’ Experience</b></div><div style="">We are looking for an Associate Designer to lead our product design efforts by employing advanced design</div><div style="">methods and creative problem-solving activities. The Associate Designer will partner and collaborate with other</div><div style="">product designers, product managers, technical leads, and multi-disciplinary teams to understand &amp; identify areas ofopportunity driven by data, usability feedback, market and user research, and user-centric design principles.</div><div style=""><br></div><div style=""><b style="font-weight: 700">Responsibilities</b></div><div style=""><br></div><div style="">● Conducting market research to determine gaps in the market.</div><div style="">● Translating research into feasible ideas and designs that will satisfy consumers.</div><div style="">● Collaborating with the senior designers, and engineers to solve user-centric and business-centric problems.</div><div style="">● Engaging audiences and using sketches, blueprints, and prototypes to gather feedback.</div><div style="">● Using prototyping software for showcasing product interactions and designs.</div><div style="">● Producing prototypes and models to test functionality.</div><div style="">● Researching tools, materials and relevant design techniques.</div><div style=""><br></div><div style=""><b style="font-weight: 700">What will you bring?</b></div><div style=""><br></div><div style="">● 1-2.8 years of experience as a UI/UX professional designing websites, web applications,mobile apps, or software</div><div style="">● Strong design craft skills including interaction, visual, and service design</div><div style="">● Must have a strong grasp of tools like Figma, Adobe suite, and prototyping tools like Framer, Proto.io, etc.</div><div style="">● Proven experience in all phases of the design process including user research,wireframing, prototyping, visual</div><div style="">design, interaction design, and usability testing.</div><div style="">● Demonstrated experience in designing mobile app interfaces for consumer products.</div><div style="">● Up-to-date knowledge of web and mobile design &amp; interface guidelines.</div><div style="">● Skilled in user experience research both to design new products and improve existing products</div><div style="">● Strong product thinking skills and collaboration with PMs and engineers</div><div style="">● An excellent portfolio that demonstrates systematic and creative design thinking as well as a strong understanding of best practices.</div><div style="">● Passion for a fast-paced, dynamic startup environment.</div><div style=""><br></div><div style=""><b style="font-weight: 700">What will you get?</b></div><div style=""><br></div><div style="">● You will receive training in building incredible products and features from highly experienced consumer</div><div style="">product veterans.</div><div style="">● You will build the cross-functional and 0 to 1 skill needed to one day become a startup founder yourself.</div><div style="">● You will build advanced skills in A.I. and Finance – trained by experienced tech founders who have this expertise</div><div style="">● You will build a deep end-to-end understanding of building a customer-focused financial product from scratch.</div>

Associate Product Designer

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><a href="https://www.brightmoney.co/">Bright</a> is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.</div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and<a href="https://www.linkedin.com/in/avi-patchava-b49a012/"> Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava,<a href="https://www.linkedin.com/in/varun-modi-33800652/"> Varun Modi</a>,<a href="https://www.linkedin.com/in/savinashr/"> Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><b style="font-weight: 700">What you'll bring:-</b></div><ul>  <li style="">Bachelor’s degree in accounting required.</li>  <li style="">4+ years’ experience in general or tax accounting</li>  <li style="">Experience with computerized ledger systems. (Tally and QuickBooks).Hands free experience in QuickBooks is mandatory.</li>  <li style="">High attention to detail and excellent analytical skills</li>  <li style="">Sound independent judgement</li>  <li style="">Possess the ability to collate information into the system and maintain it in the record books.</li>  <li style="">Excellent accounting and financial management knowledge and skills</li>  <li style="">Strong understanding of Accountings Practices &amp; Processes Extensive</li>  <li style="">Experience using tools such as Tally, QuickBooks etc</li>  <li style="">Good communication skills and strong negotiation skills</li>  <li style="">Ability to prioritize, manage time well, stay organized, quickly address needs<br>and adjust focus as needed.</li>  <li style="">Quick learner, with a positive attitude and ability to work well within a team</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">What You'll do:-</b></div><ul>  <li style="">Review of day-to-day books of Accounts in Tally and QuickBooks &amp; Supervise<br>day to day routine, operational activities, and issues.</li>  <li style="">Monthly/Quarterly/Annual Statutory filing in India and US.<br>Perform analytical reviews of financial documentation; produce statements for<br>management on accounting status and discrepancies.</li>  <li style="">Conduct record reviews and assessments to determine resources and verify<br>financial documentation Produce financial statement reports, document audit<br>processes and balances Identify accounting issues, reconciled accounts, and<br>provide solutions</li>  <li style="">Prepare monthly reconciliations, vendor reconciliations, and intercompany<br>transactions</li>  <li style="">Managing MIS and sharing details to Management on regular basis.<br>Review all inter-company transactions and generate invoices as necessary.<br>Reconcile balance sheet accounts.</li></ul>

Senior Accounts Executive

<div style=""><b style="font-weight: 700">About Bright Money</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada</div><div style="">.</div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.</div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>)</div><div style=""><br></div><div style=""><b style="font-weight: 700">Position Overview</b></div><div style=""><br></div><div style="">The Chief Operating Officer (COO) at BrightMoney will play a pivotal role in overseeing the company's day-to-day operations, ensuring alignment with the strategic goals, and driving operational efficiency. The COO will work closely with the CEO and the executive team to implement business strategies, improve performance, and ensure sustainable growth.</div><div style=""><br></div><div style=""><b style="font-weight: 700">Key Responsibilities:</b></div><div style=""><br></div><div style=""><b style="font-weight: 700">Operational Leadership:</b></div><ul>  <li style="">'Oversee daily operations of the company across all departments including technology and product functions.</li>  <li style="">Ensure operational excellence and efficiency, with a focus on continuous improvement.</li>  <li style="">Develop and implement operational policies and procedures.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Strategic Planning:</b></div><ul>  <li style="">Collaborate with the CEO and executive team to define and implement the company's strategic plan.</li>  <li style="">Translate strategic goals into actionable operational plans.</li>  <li style="">Monitor industry trends and adjust strategies to ensure competitiveness and growth.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Team Management:</b></div><ul>  <li style="">Lead, mentor, and development of team members.</li>  <li style="">Foster a culture of high performance and continuous improvement.</li>  <li style="">Ensure effective communication across departments and with the executive team.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Financial Oversight:</b></div><ul>  <li style="">Manage budgets and allocate resources efficiently.</li>  <li style="">Monitor financial performance and implement measures to enhance profitability.</li>  <li style="">Ensure compliance with financial regulations and standards.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Customer Focus:</b></div><ul>  <li style="">Enhance customer satisfaction through efficient service delivery.</li>  <li style="">Implement customer feedback mechanisms to drive improvements in products and services.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Technology and Innovation:</b></div><ul>  <li style="">Leverage technology to streamline operations and improve service delivery.</li>  <li style="">Promote innovation and the adoption of new technologies within the organization.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Risk Management:</b></div><ul>  <li style="">Identify and mitigate operational risks.</li>  <li style="">Develop and enforce robust risk management policies and procedures.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Partnership and Stakeholder Management:</b></div><ul>  <li style="">Build and maintain strong relationships with partners, vendors, and stakeholders.</li>  <li style="">Represent BrightMoney in industry forums and events.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Qualifications</b>:</div><ul>  <li style="">Bachelor’s degree in Business Administration, Finance, or related field (MBA preferred).</li>  <li style="">Minimum of 10 years of experience in operational leadership roles, preferably in the fintech or financial services industry.</li>  <li style="">Proven track record of managing large-scale operations and delivering results.</li>  <li style="">Strong leadership experience in fast-paced, high-growth technology startups, fin-tech experience is a big plus.</li>  <li style="">Demonstrated ability to develop and implement strategic plans that align with company goals and objectives.</li>  <li style="">Proficient in analyzing complex problems and synthesizing data to make informed, data-driven decisions in a rapidly evolving environment.</li>  <li style="">Strong understanding of financial management, including budgeting, forecasting, and financial analysis.</li>  <li style="">Skilled in building and maintaining strong relationships with a diverse range of stakeholders, including team members, executives, customers, and partners.</li>  <li style="">Proficient in fostering collaboration and teamwork across cross-functional teams, ensuring alignment and shared goals.</li>  <li style="">Ideal candidate is ex financial services medium-sized company ($25-100M revenue) or from a growth stage tech company</li></ul><div style=""><br></div><div style=""><br></div>

 Chief Operating Officer

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.</div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><br></div><div style=""><b style="font-weight: 700">Responsibilities:</b></div><div style=""><br></div><ul>  <li style="">Assist in collecting, cleaning, and preprocessing data from various sources to ensure data quality and integrity.</li>  <li style="">Perform exploratory data analysis to uncover insights and trends that inform business decisions.</li>  <li style="">Support the development and implementation of machine learning algorithms and predictive models.</li>  <li style="">Collaborate with cross-functional teams to understand project requirements.</li>  <li style="">Assist in the creation of data visualizations and reports to communicate findings to stakeholders.</li>  <li style="">Stay updated on the latest advancements and best practices in data science and contribute innovative ideas to ongoing projects.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Requirements:</b></div><ul>  <li style="">Pursuing/Completed a degree in Computer Science, Data Science, Statistics, Mathematics, or a related quantitative field.</li>  <li style="">Strong understanding of machine learning algorithms and techniques.</li>  <li style="">Strong proficiency in programming languages such as Python or R.</li>  <li style="">Familiarity with data manipulation and analysis libraries/packages (e.g., Pandas, NumPy, Scipy).</li>  <li style="">Strong understanding of statistical concepts and techniques.</li>  <li style="">Ability to work in a dynamic and fast paced team environment.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">Preferred Qualifications:</b></div><ul>  <li style="">Knowledge of SQL or other database querying languages.</li>  <li style="">Experience with data visualization tools such as Matplotlib, Seaborn, or Tableau.</li>  <li style="">Familiarity with big data technologies (e.g., Hadoop, Spark) is a plus.</li>  <li style="">Familiarity with Gen AI technologies is a plus</li></ul>

Data Science-Intern

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style=""><br></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>).</div><div style=""><br></div><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Do?</b></div><div style=""><br></div><ul>  <li style="">Analyze data and extract key insights to influence Product Strategy, Roadmap and Business Decisions</li>  <li style="">Dive deep into both qualitative and quantitative data to generate insights to support new product initiatives</li>  <li style="">Recommending product improvements, new features on the basis of analytics findings to improve business metrics</li>  <li style="">Defining and setting up metrics for tracking and measuring performance for new and existing features, experiments, etc. Standardizing the metrics tracking setup across products</li>  <li style="">Work closely with the Product Team to build new features and experiments to improve business metrics</li>  <li style="">Ability to understand complex data landscapes and a willingness to handle ambiguity in business processes and simplify them for the next person.</li>  <li style="">Own the cross-functional role for one business unit independently.</li>  <li style="">Utilize strong data crunching skills to work with large, complex datasets to extract insights.</li>  <li style="">Filter and cleanse unstructured (or ambiguous) data into usable datasets that can be analyzed to extract insights and improve business processes.</li>  <li style="">Collaborate with Product, Marketing, Customer-facing teams, and senior leadership on product-centric, cross-functional business requests.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">What you should bring with ?</b></div><div style=""><br></div><ul>  <li style="">Proficiency in Python and SQL for data analysis. Python is preferred over SQL and other analytics tools.</li>  <li style="">6-9 years of experience in analytics role</li>  <li style="">Strong foundations in statistics</li>  <li style="">Internet research on U.S. Financial service</li>  <li style="">Building database on key services offered by FinTech competitors</li>  <li style="">Excellent data visualization skills to effectively communicate complex insights to a broader audience.</li>  <li style="">Strong problem-solving skills and the ability to engage senior management with data-driven insights.</li>  <li style="">Proven ability to lead a team of analysts, fostering collaboration, and driving success.</li>  <li style="">Effective communication skills, including the ability to work across multiple teams and engage with cross functional teams at all levels.</li>  <li style="">Ability to identify opportunities for efficiency and growth, building roadmaps and executing strategic plans.</li></ul><div style=""><br></div><div style=""><b style="font-weight: 700">What You’ll Get?</b></div><div style=""><br></div><ul>  <li style="">A journey to create an AI-powered bank</li>  <li style="">An opportunity to work with A+ team in a fast-growing global startup</li>  <li style="">As a founding member of this team, you take pride in helping shape the future of the company and the compliance team</li>  <li style="">Building new processes and structures from the ground up</li></ul>

Lead Product Analyst

<div style=""><b style="font-weight: 700">We are Bright:</b></div><div style=""><br></div><div style=""><a href="https://www.brightmoney.co/">Bright </a>is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.</div><div style=""><br></div><div style="">Bright’s tools include credit score building, automated debt paydown plans, financial planning, &nbsp;budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.</div><div style=""><br></div><div style="">Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.</div><div style=""><br></div><div style="">Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.</div><div style=""><br></div><div style="">Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.</div><div style=""><br></div><div style="">Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.</div><div style=""><br></div><div style="">We will be the first at-scale Consumer Tech company, built in India for Global markets.</div><div style=""><br></div><div style=""><b style="font-weight: 700">About Our Founders:</b></div><div style="">Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (<a href="https://www.linkedin.com/in/petkoplachkov/">Petko Plachkov</a> and <a href="https://www.linkedin.com/in/avi-patchava-b49a012/">Avi Patchava</a>) and InMobi Data Scientist (Avi Patchava, <a href="https://www.linkedin.com/in/varun-modi-33800652/">Varun Modi</a>, <a href="https://www.linkedin.com/in/savinashr/">Avinash Ramakath</a>,<a href="https://www.linkedin.com/in/jaymerwade/"> Jayashree Merwade</a>)</div>